Indie artists: Do you have a written plan?

When I was in college, I took a job with a successful businessman. I worked for him for years, until I got a job in media. I often joked I should have paid him for an education instead of the university I went to. I learned many things from him, but one of the most valuable was also one of the simplest. 

Self employed? Document health insurance or exemption

Independent artists who are self-employed face a dilemma each year. It’s necessary to carry health insurance on yourself because not doing so makes you subject to a tax penalty. Several artists who are self-employed have told me they have to search for a new insurance plan each year. The bottom line, though, has to do with getting your paperwork right. 

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